Compare the Best Credit Cards in Singapore

Finsense is where Singapore compares and finds the best banking deals

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10 years

Over a Decade of Financial Industry Expertise

Trusted experience working directly with major banks and financial institutions.

Cards issued

200k+ Cards Issued and $1B+ in Loans Facilitated

Supported by Finsense and our affiliate companies.​

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Best Deals When You Apply with Us

Apply online or visit our booths at SingPost outlets, MRT stations, and major malls.

Top Credit Card Picks

DBS Altitude Visa Signature Card

DBS Altitude Visa Signature Card

Earn 1.3 Miles Per Dollar local spend

Earn 2.2 Miles Per Dollar on overseas spend

Earn Miles for Life – Never expire

Priority Pass Lounge access

  • Get 10,000 bonus miles in return when you settle your annual fee
  • Convert DBS Points to miles with partners like KrisFlyer, Asia Miles & Qantas
  • Enjoy DBS Points that NEVER expire
  • Get exclusive travel deals, like up to 50% off hotels with partner merchants
  • Earn 1 DBS Point (2 miles) for every S$5 spend, awarded per transaction
  • Enjoy 2 complimentary lounge visits yearly with your Priority Pass™ Digital Membership

Minimum Age: 21 to 75 years old

Income Requirement:
• Singaporeans & PRs: Min. S$30,000 p.a. (≤ 55 years old) or S$15,000 p.a. (56 years and above)
• Foreigners: Min. S$45,000 p.a.

Fee Type Amount (inclusive of GST)
Annual Fee (Principal Card) S$196.20 (Waived for 1 year). Subsequent waiver available with min. S$25,000 yearly retail spend (valid until 1 Aug 2026).
Note: 10,000 bonus miles will not be awarded when Annual Fee is Waived
Annual Fee (Supplementary Card) S$98.10 per card
Annual Interest Rate 27.8% p.a.
Foreign Currency Transaction Fee 3.25%
Late Payment Fee S$100
Cash Advance Fee 8% of the amount withdrawn per transaction (min. S$15)
Interest Adjustment Additional 3% p.a. (if minimum payment is not received by due date)
DBS Points → Miles S$27.25 per redemption
KrisFlyer Auto Conversion S$43.60/year

DBS yuu Visa Card

DBS yuu Visa Card

Up to 18% cash rebates or 10 miles per S$1

Earn at Cold Storage, Giant & More

Redeem points for cashbacks or miles via App

Max rebates with S$800 spend + 4 merchants

  • Instant card approval when you apply using Singpass
  • Earn 5% cash rebates (base reward) on yuu merchants with no minimum spend
  • Get up to 13% bonus cashback on yuu merchants, SimplyGo, and CHAGEE with min. spend
  • Get 18% cashback or 10 Miles Per Dollar with S$800+ spend at 4 merchants monthly
  • 1 yuu Point gives you the equivalent of 0.5% cash rebates or 0.28 Miles Per Dollar spend
  • Enjoy up to S$10 off on your foodpanda delivery orders
  • More new ways to earn cash rebates with CHAGEE and SimplyGo NEW!

Minimum Age: 21 to 75 years old

Income Requirement:
• Singaporeans & PRs: Min. S$30,000 p.a. (≤ 55 years old) or S$15,000 p.a. (56 years and above)
• Foreigners: Min. S$45,000 p.a.

Fee Type Amount (inclusive of GST)
Annual Fee (Principal Card) S$196.20 (Waived for 1 year)
Annual Fee (Supplementary Card) S$98.10 per card
Annual Interest Rate 27.8% p.a.
Foreign Currency Transaction Fee 3.25%
Late Payment Fee S$100
Cash Advance Fee 8% of the amount withdrawn per transaction (min. S$15)
Interest Adjustment Additional 3% p.a. (if minimum payment is not received by due date)

UOB Lady’s Solitaire Card

UOB Lady's Solitaire Card

Get 4 Miles Per Dollar on chosen categories

Earn 10 Miles Per Dollar with Lady's Savings

Swap categories quarterly to fit plans

0% installments on luxury hauls

  • Double the flexibility: Choose 2 reward categories (e.g., Travel & Dining)
  • No minimum spend needed to start raking in 10X UNI$ (4 Miles Per Dollar) on spend
  • Hit a massive 10 Miles Per Dollar by saving in the UOB Lady’s Savings Account
  • Split big luxury tags into 6 or 12 months with 0% LuxePay plans
  • Travel with peace of mind thanks to USD100k insurance coverage
  • Shop online securely with built-in e-Commerce protection on purchases

Minimum Age: 21 years old

Income Requirement:
• Singaporeans/PR/Foreigners: Min. S$120,000 p.a. OR Fixed Deposit collateral of S$30,000

Fee Type Amount (inclusive of GST)
Principal Card Fee S$414.20 (Waived for the first year)
Supplementary Card Fee First 2 cards free; S$196.20 yearly for subsequent cards
Annual Interest Rate 27.8% p.a. subject to a min charge of S$3
Foreign Currency Fee 3.25%
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